At Pinnacle Advisory Group, we know firsthand how life’s challenges can impact your credit—and how frustrating it can be to feel locked out of opportunities because of it. This business was born out of a personal journey, one filled with setbacks, lessons, and ultimately, success.

Our Story

A few years ago, I hit rock bottom. Denied for apartments. Turned down for jobs. Living paycheck to paycheck, all because of a three-digit number. Credit wasn’t just a score—it was a barrier. Like many, I didn’t grow up learning about credit utilization, FICO models, or the power of positive payment history. I was stuck in a cycle of financial setbacks, and no one seemed to have the answers.

That’s when I decided to crack the code myself. I spent countless hours researching, testing strategies, disputing inaccuracies, and understanding the loopholes that banks and creditors don’t want you to know about. Slowly but surely, my score climbed. Opportunities that once seemed out of reach were suddenly mine for the taking. And I realized—if I could do it, anyone could.

Why We Exist

Credit is more than just a number—it’s a key to freedom. Whether you’re trying to buy a home, start a business, or simply stop living in fear of every financial decision, we’re here to help. Our process is designed to:
Educate & Empower – We don’t just fix credit, we teach you how to leverage it.
Repair & Rebuild – We challenge inaccurate and outdated items to give you a fresh start.
Position You for Success – We guide you toward smart credit habits so you never feel stuck again.

The Mission

We’re not just here to fix numbers—we’re here to change lives. We believe everyone deserves a second chance, and with the right knowledge, strategy, and action plan, financial freedom is within your reach.

Your story isn’t over—it’s just getting started. Let’s rebuild, restore, and rise together.