Consulting at Your Fingertips
Our Services
Credit Identity Optimization
Pricing Options:
$100
Removal of outdated and inaccurate Personally Identifiable Data (PID), including:
Incorrect names
Old addresses
Outdated employers
Verification of personal data across all three bureaus (Experian, Equifax, TransUnion)
Basic credit report audit to identify potential inaccuracies
Best For: Individuals looking for a quick cleanup to ensure their credit report reflects accurate personal information.
Dispute & Repair Essentials
Pricing Options:
$500
What’s Included: Everything in Credit Identity Optimization, plus:
Customized dispute letters for inaccurate or unverifiable accounts:
Late payments
Charge-offs
Medical collections
Repossessions
Bankruptcy reporting errors
Goodwill intervention for late payments with original creditors
Debt validation requests sent to collectors to verify the legitimacy of reported debts
Monthly credit education & progress updates
Best For: People with minor credit issues looking to remove negative items and improve their credit profile steadily.
Full Credit Restoration & Score Boost
Pricing Options:
$750
What’s Included: Everything in Dispute & Repair Essentials, plus:
Aggressive dispute strategies targeting bureaus, creditors, and collectors
Cease & desist letters to stop illegal collection harassment
Reinsertion prevention strategies to ensure removed items don’t return
Credit-building guidance:
Strategic credit utilization
Adding authorized user tradelines
Self-lender or secured credit card recommendations
Credit mix optimization
Debt negotiation & settlement assistance
Access to exclusive credit score tracking & analysis tools
Best For: Individuals with multiple derogatory accounts looking for a structured credit restoration plan and a faster path to higher scores.
Schedule your Consultation Today
Welcome to Pinnacle Advisory Group- Your Partner is Financial Freedom!
At Pinnacle Advisory Group our mission is to empower individuals and small businesses with the tools, knowledge, and strategies to take control of their credit and build a strong financial future. We believe that your credit shouldn’t hold you back from achieving your goals—whether it's buying a home, securing a loan, or growing your business.
Scheduling Your Appointment:
Booking a consultation is simple and stress-free. Just choose a time that works for you, and our credit specialists will guide you through your personalized credit repair journey. During your session, we’ll:
✔ Review your current credit standing
✔ Identify areas for improvement
✔ Recommend the best service package for your needs
✔ Answer any questions about the process
Things to Know Before Your Appointment:
Have a copy of your most recent credit report (or we can guide you on how to access one).
Be prepared to discuss your financial goals so we can create a strategy tailored to you.
If you select a paid service, we’ll walk you through the next steps to get started.
About Us – Rebuilding Credit, Restoring Confidence
At Pinnacle Advisory Group, we know firsthand how life’s challenges can impact your credit—and how frustrating it can be to feel locked out of opportunities because of it. This business was born out of a personal journey, one filled with setbacks, lessons, and ultimately, success.
Our Story
A few years ago, I hit rock bottom. Denied for apartments. Turned down for jobs. Living paycheck to paycheck, all because of a three-digit number. Credit wasn’t just a score—it was a barrier. Like many, I didn’t grow up learning about credit utilization, FICO models, or the power of positive payment history. I was stuck in a cycle of financial setbacks, and no one seemed to have the answers.
That’s when I decided to crack the code myself. I spent countless hours researching, testing strategies, disputing inaccuracies, and understanding the loopholes that banks and creditors don’t want you to know about. Slowly but surely, my score climbed. Opportunities that once seemed out of reach were suddenly mine for the taking. And I realized—if I could do it, anyone could.
Why We Exist
Credit is more than just a number—it’s a key to freedom. Whether you’re trying to buy a home, start a business, or simply stop living in fear of every financial decision, we’re here to help. Our process is designed to:
1. Educate & Empower – We don’t just fix credit, we teach you how to leverage it.
2. Repair & Rebuild – We challenge inaccurate and outdated items to give you a fresh start.
3. Position You for Success – We guide you toward smart credit habits so you never feel stuck again.
The Mission
We’re not just here to fix numbers—we’re here to change lives. We believe everyone deserves a second chance, and with the right knowledge, strategy, and action plan, financial freedom is within your reach.
Your story isn’t over—it’s just getting started. Let’s rebuild, restore, and rise together!
We’re Here to Help!
Need guidance on the best service for your situation? We're just a message away! At Pinnacle Advisory Group, we’re committed to helping you take control of your financial future with expert credit solutions tailored to your needs.
Simply fill out the form below, and a member of our team will reach out to you as soon as possible. Let’s start building your path to financial freedom today!